Maccabi Healthcare Services

The second-largest of Israel's four statutory health funds, covering roughly a quarter of the population and home to the KSM Research Institute medical data platform.
Maccabi Healthcare Services (Hebrew: Maccabi Sherutei Bri'ut) is the second-largest of Israel's four statutory health funds, covering roughly a quarter of the population. Maccabi is licensed under the 1995 National Health Insurance Law and operates alongside Klalit, Meuhedet, and Leumit.
The fund was founded in 1940 in pre-state Mandate-era Tel Aviv as an alternative to the then-Histadrut-affiliated Klalit. Maccabi has historically drawn a more middle-class and urban membership and is widely considered the technology- and data-forward fund in the Israeli payer system.
Operating model
Maccabi does not own a hospital network. The fund contracts care from Assuta (which it part-owns), Hadassah, Sheba, Ichilov, and other independent providers. Its operating advantage is concentrated in primary care, digital health, and one of the most-cited longitudinal medical data assets in academic health research — the KSM Research Institute (Kahn-Sagol-Maccabi), which has powered multiple peer-reviewed studies on vaccine efficacy, chronic-disease management, and population health.
Member entitlements are defined annually by the Sal HaTziyud and accessed through the Tofes 17 referral commitment.
Position in the Israeli payer system
Maccabi's data infrastructure has made it a primary research and validation partner for Israeli health-tech firms and multinational pharmaceutical companies running real-world-evidence studies in Israel. The fund's clinical-trial relationships extend into innovation arms such as Sheba ARC and the technology-transfer arms of Israel's research universities.
Among the four statutory funds, Maccabi is most often cited in international health-services literature for the maturity of its electronic medical record system and its early adoption of digital-first member services.





